Information support for the recovery of lending for affordable housing in the conditions of global military conflicts.

Abstract

Taking into account the fact that financial support for the development of residential real estate with the participation of the investment and construction consortium will be mainly at the expense of residential mortgage lending, which is associated with technological financial flows, the problem of securing the mortgage with real estate; pledge of property and/or mortgage of property rights to real estate that will become the property of the mortgagor; surety of the other spouse of the borrower; surety of another individual; deposit guarantee remains for the ECC. The bank-member of the investment and construction consortium in conditions of financial uncertainty should optimize the liberalization of lending conditions for customers. If in conditions of financial stability the bank could issue residential mortgage loans in the amount of not more than 80% of the cost of housing, then in conditions of instability it should revise residential mortgage programs to increase the down payment of customers.